43. Loans, Payment of Loans, Freezing of Property, Bankruptcy
كتاب فى الاستقراض
كتاب فى الاستقراض
Chapter 1: Whoever buys a thing on credit
باب مَنِ اشْتَرَى بِالدَّيْنِ وَلَيْسَ عِنْدَهُ ثَمَنُهُ، أَوْ لَيْسَ بِحَضْرَتِهِ
Narrated Jabir bin `Abdullah:
While I was in the company of the Prophet in one of his Ghazawat, he asked, "What is wrong with your camel? Will you sell it?" I replied in the affirmative and sold it to him. When he reached Medina, I took the camel to him in the morning and he paid me its price.
حَدَّثَنَا مُحَمَّدٌ، أَخْبَرَنَا جَرِيرٌ، عَنِ الْمُغِيرَةِ، عَنِ الشَّعْبِيِّ، عَنْ جَابِرِ بْنِ عَبْدِ اللَّهِ ـ رضى الله عنهما ـ قَالَ غَزَوْتُ مَعَ النَّبِيِّ صلى الله عليه وسلم قَالَ " كَيْفَ تَرَى بَعِيرَكَ أَتَبِيعُنِيهِ ". قُلْتُ نَعَمْ. فَبِعْتُهُ إِيَّاهُ، فَلَمَّا قَدِمَ الْمَدِينَةَ غَدَوْتُ إِلَيْهِ بِالْبَعِيرِ، فَأَعْطَانِي ثَمَنَهُ.
Narrated Al-A`mash:
When we were with Ibrahim, we talked about mortgaging in deals of Salam. Ibrahim narrated from Aswad that `Aisha had said, "The Prophet bought some foodstuff on credit from a Jew and mortgaged an iron armor to him."
حَدَّثَنَا مُعَلَّى بْنُ أَسَدٍ، حَدَّثَنَا عَبْدُ الْوَاحِدِ، حَدَّثَنَا الأَعْمَشُ، قَالَ تَذَاكَرْنَا عِنْدَ إِبْرَاهِيمَ الرَّهْنَ فِي السَّلَمِ فَقَالَ حَدَّثَنِي الأَسْوَدُ عَنْ عَائِشَةَ ـ رضى الله عنها ـ أَنَّ النَّبِيَّ صلى الله عليه وسلم اشْتَرَى طَعَامًا مِنْ يَهُودِيٍّ إِلَى أَجَلٍ، وَرَهَنَهُ دِرْعًا مِنْ حَدِيدٍ.
Chapter 2: Borrowing money from people
باب مَنْ أَخَذَ أَمْوَالَ النَّاسِ يُرِيدُ أَدَاءَهَا أَوْ إِتْلاَفَهَا
Chapter 3: Repayment of debts
باب أَدَاءِ الدُّيُونِ
Narrated Abu Dhar:
Once, while I was in the company of the Prophet, he saw the mountain of Uhud and said, "I would not like to have this mountain turned into gold for me unless nothing of it, not even a single Dinar remains of it with me for more than three days (i.e. I will spend all of it in Allah's Cause), except that Dinar which I will keep for repaying debts." Then he said, "Those who are rich in this world would have little reward in the Hereafter except those who spend their money here and there (in Allah's Cause), and they are few in number." Then he ordered me to stay at my place and went not far away. I heard a voice and intended to go to him but I remembered his order, "Stay at your place till I return." On his return I said, "O Allah's Apostle! (What was) that noise which I heard?" He said, "Did you hear anything?" I said, "Yes." He said, "Gabriel came and said to me, 'Whoever amongst your followers dies, worshipping none along with Allah, will enter Paradise.' " I said, "Even if he did such-and-such things (i.e. even if he stole or committed illegal sexual intercourse)" He said, "Yes."
حَدَّثَنَا أَحْمَدُ بْنُ يُونُسَ، حَدَّثَنَا أَبُو شِهَابٍ، عَنِ الأَعْمَشِ، عَنْ زَيْدِ بْنِ وَهْبٍ، عَنْ أَبِي ذَرٍّ ـ رضى الله عنه ـ قَالَ كُنْتُ مَعَ النَّبِيِّ صلى الله عليه وسلم فَلَمَّا أَبْصَرَ ـ يَعْنِي أُحُدًا ـ قَالَ " مَا أُحِبُّ أَنَّهُ يُحَوَّلُ لِي ذَهَبًا يَمْكُثُ عِنْدِي مِنْهُ دِينَارٌ فَوْقَ ثَلاَثٍ، إِلاَّ دِينَارًا أُرْصِدُهُ لِدَيْنٍ ". ثُمَّ قَالَ " إِنَّ الأَكْثَرِينَ هُمُ الأَقَلُّونَ، إِلاَّ مَنْ قَالَ بِالْمَالِ هَكَذَا وَهَكَذَا ". وَأَشَارَ أَبُو شِهَابٍ بَيْنَ يَدَيْهِ وَعَنْ يَمِينِهِ وَعَنْ شِمَالِهِ ـ وَقَلِيلٌ مَا هُمْ ـ وَقَالَ مَكَانَكَ. وَتَقَدَّمَ غَيْرَ بَعِيدٍ، فَسَمِعْتُ صَوْتًا، فَأَرَدْتُ أَنْ آتِيَهُ، ثُمَّ ذَكَرْتُ قَوْلَهُ مَكَانَكَ حَتَّى آتِيَكَ، فَلَمَّا جَاءَ قُلْتُ يَا رَسُولَ اللَّهِ، الَّذِي سَمِعْتُ أَوْ قَالَ الصَّوْتُ الَّذِي سَمِعْتُ قَالَ " وَهَلْ سَمِعْتَ ". قُلْتُ نَعَمْ. قَالَ " أَتَانِي جِبْرِيلُ ـ عَلَيْهِ السَّلاَمُ ـ فَقَالَ مَنْ مَاتَ مِنْ أُمَّتِكَ لاَ يُشْرِكُ بِاللَّهِ شَيْئًا دَخَلَ الْجَنَّةَ ". قُلْتُ وَإِنْ فَعَلَ كَذَا وَكَذَا قَالَ " نَعَمْ ".
Narrated Abu Huraira:
Allah's Apostle said, "If I had gold equal to the mountain of Uhud, it would not please me that it should remain with me for more than three days, except an amount which I would keep for repaying debts."
حَدَّثَنَا أَحْمَدُ بْنُ شَبِيبِ بْنِ سَعِيدٍ، حَدَّثَنَا أَبِي، عَنْ يُونُسَ، قَالَ ابْنُ شِهَابٍ حَدَّثَنِي عُبَيْدُ اللَّهِ بْنُ عَبْدِ اللَّهِ بْنِ عُتْبَةَ، قَالَ قَالَ أَبُو هُرَيْرَةَ ـ رضى الله عنه ـ قَالَ رَسُولُ اللَّهِ صلى الله عليه وسلم " لَوْ كَانَ لِي مِثْلُ أُحُدٍ ذَهَبًا، مَا يَسُرُّنِي أَنْ لاَ يَمُرَّ عَلَىَّ ثَلاَثٌ وَعِنْدِي مِنْهُ شَىْءٌ، إِلاَّ شَىْءٌ أُرْصِدُهُ لِدَيْنٍ ". رَوَاهُ صَالِحٌ وَعُقَيْلٌ عَنِ الزُّهْرِيِّ.
Chapter 7: Repaying debts handsomely
باب حُسْنِ الْقَضَاءِ
Narrated Abu Huraira:
The Prophet owed a camel of a certain age to a man who came to demand it back. The Prophet ordered his companions to give him. They looked for a camel of the same age but found nothing but a camel one year older. The Prophet told them to give it to him. The man said, "You have paid me in full, and may Allah pay you in full." The Prophet said, "The best amongst you is he who pays his debts in the most handsome manner."
حَدَّثَنَا أَبُو نُعَيْمٍ، حَدَّثَنَا سُفْيَانُ، عَنْ سَلَمَةَ، عَنْ أَبِي سَلَمَةَ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ قَالَ كَانَ لِرَجُلٍ عَلَى النَّبِيِّ صلى الله عليه وسلم سِنٌّ مِنَ الإِبِلِ فَجَاءَهُ يَتَقَاضَاهُ فَقَالَ صلى الله عليه وسلم " أَعْطُوهُ ". فَطَلَبُوا سِنَّهُ، فَلَمْ يَجِدُوا لَهُ إِلاَّ سِنًّا فَوْقَهَا. فَقَالَ " أَعْطُوهُ ". فَقَالَ أَوْفَيْتَنِي، وَفَّى اللَّهُ بِكَ. قَالَ النَّبِيُّ صلى الله عليه وسلم " إِنَّ خِيَارَكُمْ أَحْسَنُكُمْ قَضَاءً ".
Narrated Jabir bin `Abdullah:
I went to the Prophet while he was in the Mosque. (Mas`ar thinks, that Jabir went in the forenoon.) After the Prophet told me to pray two rak`at, he repaid me the debt he owed me and gave me an extra amount.
حَدَّثَنَا خَلاَّدٌ، حَدَّثَنَا مِسْعَرٌ، حَدَّثَنَا مُحَارِبُ بْنُ دِثَارٍ، عَنْ جَابِرِ بْنِ عَبْدِ اللَّهِ ـ رضى الله عنهما ـ قَالَ أَتَيْتُ النَّبِيَّ صلى الله عليه وسلم وَهْوَ فِي الْمَسْجِدِ ـ قَالَ مِسْعَرٌ أُرَاهُ قَالَ ضُحًى ـ فَقَالَ " صَلِّ رَكْعَتَيْنِ ". وَكَانَ لِي عَلَيْهِ دَيْنٌ فَقَضَانِي وَزَادَنِي.
Chapter 11: The funeral Salat (prayer) for a dead person in debt
باب الصَّلاَةِ عَلَى مَنْ تَرَكَ دَيْنًا
Narrated Abu Huraira:
The Prophet said, "If someone leaves some property, it will be for the inheritors, and if he leaves some weak offspring, it will be for us to support them."
حَدَّثَنَا أَبُو الْوَلِيدِ، حَدَّثَنَا شُعْبَةُ، عَنْ عَدِيِّ بْنِ ثَابِتٍ، عَنْ أَبِي حَازِمٍ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ " مَنْ تَرَكَ مَالاً فَلِوَرَثَتِهِ، وَمَنْ تَرَكَ كَلاًّ فَإِلَيْنَا ".
Narrated Abu Huraira:
The Prophet said, "I am closer to the believers than their selves in this world and in the Hereafter, and if you like, you can read Allah's Statement: "The Prophet is closer to the believers than their own selves." (33.6) So, if a true believer dies and leaves behind some property, it will be for his inheritors (from the father's side), and if he leaves behind some debt to be paid or needy offspring, then they should come to me as I am the guardian of the deceased."
حَدَّثَنَا عَبْدُ اللَّهِ بْنُ مُحَمَّدٍ، حَدَّثَنَا أَبُو عَامِرٍ، حَدَّثَنَا فُلَيْحٌ، عَنْ هِلاَلِ بْنِ عَلِيٍّ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ أَبِي عَمْرَةَ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ أَنَّ النَّبِيَّ صلى الله عليه وسلم قَالَ " مَا مِنْ مُؤْمِنٍ إِلاَّ وَأَنَا أَوْلَى بِهِ فِي الدُّنْيَا وَالآخِرَةِ اقْرَءُوا إِنْ شِئْتُمْ <A id="q2" name="q2" href="javascript:openquran(32,5,5)"><c_q2>{النَّبِيُّ أَوْلَى بِالْمُؤْمِنِينَ مِنْ أَنْفُسِهِمْ}</c_q2></a> فَأَيُّمَا مُؤْمِنٍ مَاتَ وَتَرَكَ مَالاً فَلْيَرِثْهُ عَصَبَتُهُ مَنْ كَانُوا، وَمَنْ تَرَكَ دَيْنًا أَوْ ضَيَاعًا فَلْيَأْتِنِي فَأَنَا مَوْلاَهُ ".
Chapter 12: Procrastination (delay) in repaying debts by a wealthy person is injustice
باب مَطْلُ الْغَنِيِّ ظُلْمٌ
Chapter 13: The owner of the right has the permission to demand his right
باب لِصَاحِبِ الْحَقِّ مَقَالٌ
Chapter 14: If somebody lends something and the possessor gets bankrupt
باب إِذَا وَجَدَ مَالَهُ عِنْدَ مُفْلِسٍ فِي الْبَيْعِ وَالْقَرْضِ وَالْوَدِيعَةِ فَهْوَ أَحَقُّ بِهِ
Chapter 15: Delay in the repayment of debts for a day or so
بَابُ مَنْ أَخَّرَ الْغَرِيمَ إِلَى الْغَدِ أَوْ نَحْوِهِ، وَلَمْ يَرَ ذَلِكَ مَطْلاً
Chapter 16: The property of a bankrupt
باب مَنْ بَاعَ مَالَ الْمُفْلِسِ أَوِ الْمُعْدِمِ فَقَسَمَهُ بَيْنَ الْغُرَمَاءِ، أَوْ أَعْطَاهُ حَتَّى يُنْفِقَ عَلَى نَفْسِهِ
Chapter 17: To lend money or sell on credit for a fixed time
باب إِذَا أَقْرَضَهُ إِلَى أَجَلٍ مُسَمًّى أَوْ أَجَّلَهُ فِي الْبَيْعِ
Chapter 19: Wasting money
باب مَا يُنْهَى عَنْ إِضَاعَةِ الْمَالِ
Narrated Ibn `Umar:
A man came to the Prophet and said, "I am often betrayed in bargaining." The Prophet advised him, "When you buy something, say (to the seller), 'No deception." The man used to say so afterwards.
حَدَّثَنَا أَبُو نُعَيْمٍ، حَدَّثَنَا سُفْيَانُ، عَنْ عَبْدِ اللَّهِ بْنِ دِينَارٍ، سَمِعْتُ ابْنَ عُمَرَ ـ رضى الله عنهما ـ قَالَ قَالَ رَجُلٌ لِلنَّبِيِّ صلى الله عليه وسلم إِنِّي أُخْدَعُ فِي الْبُيُوعِ. فَقَالَ " إِذَا بَايَعْتَ فَقُلْ لاَ خِلاَبَةَ ". فَكَانَ الرَّجُلُ يَقُولُهُ.
Narrated Al-Mughira bin Shu`ba:
The Prophet said, "Allah has forbidden for you, (1) to be undutiful to your mothers, (2) to bury your daughters alive, (3) to not to pay the rights of the others (e.g. charity, etc.) and (4) to beg of men (begging). And Allah has hated for you (1) vain, useless talk, or that you talk too much about others, (2) to ask too many questions, (in disputed religious matters) and (3) to waste the wealth (by extravagance).
حَدَّثَنَا عُثْمَانُ، حَدَّثَنَا جَرِيرٌ، عَنْ مَنْصُورٍ، عَنِ الشَّعْبِيِّ، عَنْ وَرَّادٍ، مَوْلَى الْمُغِيرَةِ بْنِ شُعْبَةَ عَنِ الْمُغِيرَةِ بْنِ شُعْبَةَ، قَالَ قَالَ النَّبِيُّ صلى الله عليه وسلم " إِنَّ اللَّهَ حَرَّمَ عَلَيْكُمْ عُقُوقَ الأُمَّهَاتِ، وَوَأْدَ الْبَنَاتِ، وَمَنَعَ وَهَاتِ، وَكَرِهَ لَكُمْ قِيلَ وَقَالَ، وَكَثْرَةَ السُّؤَالِ، وَإِضَاعَةَ الْمَالِ ".